Its 2020! Today starts the budgeting and no buy rules that I set out for myself earlier last week. For those interested, here are my rules: My 2020 Budgeting and Spending Rules January is a no buy month. This includes replacements. I have enough products and backups to cover anything I may run out of. This does not include groceries (see budget below) or the dinner we have reservations for on the 4th for my husband's birthday. It also does not include normal utility bills, the $13.00 for an annual Birchbox subscription that I signed up for last year, the dog's annual vet visit or the registration fees I am going to have to pay for my son's school and summer camp. It does mean that there will be no trips to the drug store, no eating out, no morning Starbucks runs (though I do have some money on my account which I can use). It means no random Amazon orders. If I run out of something and do not have a replacement that I can use, I am going to have to do wit...